Privacy Policy

Last updated: 3 September 2026.

TENAGA CAPITAL FIVE SDN. BHD. (the "Company", "we", "us") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store and protect personal information provided through this website or our communication channels.

1. Information Collected

We collect information that you provide voluntarily, including:

• Full name
• Phone number
• Email address
• Location
• Occupation
• Monthly income
• Requested loan amount
• Additional messages or notes

For applications that proceed, additional supporting documents may be requested separately through the company's official channels, rather than through this website.

2. Purposes of Collection

Your personal information is collected and processed for the following purposes:

• Contacting you about your enquiry
• Explaining the application process, interest rates, repayment periods and terms and conditions
• Assessing eligibility and repayment ability
• Meeting legal and regulatory obligations under the Moneylenders Act 1951 [Act 400]
• Keeping records as required by law

3. Provision of Information

Providing personal information is voluntary. However, if the required information is not provided, we may be unable to process your enquiry or application.

4. Sharing of Information

Your personal information will not be sold. Information may only be shared with:

• Company staff and representatives involved in processing applications
• Regulatory authorities, including the Ministry of Housing and Local Government (KPKT), when required by law
• Professional advisers or parties authorised by law

5. Information Security

We take reasonable technical and administrative security measures to protect personal information against loss, misuse, unauthorised access, alteration or disclosure.

6. Retention Period

Personal information will be retained for as long as necessary to fulfil the purposes of collection or for the period required by applicable law.

7. Your Rights

Subject to the Personal Data Protection Act 2010 [Act 709], you have the right to request access to your personal information, request correction of inaccurate information and limit processing for marketing purposes. Requests may be made using the contact details below.

8. Cookies

This website may use technical cookies for its basic operation. You may set your browser to reject cookies, but some website functions may be affected.

9. Third-Party Links

This website may contain links to third-party websites. We are not responsible for the privacy policies or content of those websites.

10. Policy Changes

This Privacy Policy may be updated from time to time. The latest version will be published on this website.

11. Contact Us

Any enquiries about this Privacy Policy may be addressed to:

TENAGA CAPITAL FIVE SDN. BHD.
No. 15-01, Jalan Suria 7,
81750 Masai, Johor.
Phone: 016-815 8851
Email: tenagacapitalfive@gmail.com